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Fire
Fire Insurance , also known as Home Insurance , is essential to protect you against the financial consequences of unexpected damage to your own home . In many cases, this insurance is contractually obligated by the mortgage lenders.
Theft
Theft Insurance covers damage caused by theft and / or accidents with household effects. Depending on the amount that you ensure, you get an amount reimbursed between used value and the replacement value of the stolen and / or unusable items.